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Tough Love: A New Mortgage UNABRIDGED

Magazine Article by Patrick Niland on August 01, 2007

, and refinanced the co-op into a interest-only underlying mortgage. The new board asks the mortgage broker ... us into an interest-only underlying mortgage in a vain attempt to balance our budget. As president ... Mortgages ... What you need to know when applying for a new mortgage. ... Tough Love: A New Mortgage ... Ask the Mortgage Broker
"Making mortgage loans is like being a saucier," says the 47-year-old Semet in his Park Avenue ... Lenders & Brokers on Mortgages ... . And since refinancing the underlying mortgage is the most important decision a co-op board will ever make ... Lenders & Brokers on Mortgages ... , coop refinancing, mortgage, refinancing ... Lenders & Brokers Tell All: How to Get a Great Mortgage in Today's Economy

Needing a Mortgage for Repairs UNABRIDGED

Magazine Article by Patrick Niland on August 01, 2012

What options does a small co-op have when they keep being turned down for a mortgage? ... , but some do not. If you hire a mortgage broker, that fee can be 1 percent of the total loan amount (and ... Mortgages Repairs Loans ... What do you do when you need a mortgage for repairs but can’t get a loan? ... Needing a Mortgage for Repairs ... Ask the Mortgage Broker

Refi Reality UNABRIDGED

Magazine Article by Patrick Niland on February 01, 2015

Q: We are refinancing our underlying mortgage. What should we do to make the process go ... Refinancing Budgets Mortgages ... Ask the Mortgage Broker

Closing Is Not for Amateurs UNABRIDGED

Magazine Article by Patrick B. Niland on August 01, 2013

Asking the professionals on your board to help with your refinancing may seem money ... Closing Is Not for Amateurs Our co-op just received a commitment for a new underlying mortgage ... Ask the Mortgage Broker

You Can Borrow, Too! UNABRIDGED

Magazine Article by Patrick B. Niland on April 01, 2009

-op buildings getting new mortgages to make improvements all the time. Can’t our condo building get a mortgage ... Ask the Mortgage Broker

Refinancing Woes: Asking the Wrong Question UNABRIDGED

Magazine Article by Patrick Niland on January 01, 2012

Our board has been discussing refinancing our underlying mortgage for about a year. We almost did ... and help in calculating any prepayment penalty? Have you consulted a reputable mortgage broker ... Refinancing Mortgages ... Before making a decision on refinancing, make sure you are asking the right questions. ... Refinancing Woes: Asking the Wrong Question ... Ask the Mortgage Broker

Hire Me! (But Only If You Need Me) UNABRIDGED

Magazine Article by Patrick B. Niland on September 01, 2011

head. Should we hire a mortgage broker? It would be very easy for me to say, “Absolutely!” However ... Mortgages Refinancing ... a mortgage broker? ... Ask the Mortgage Broker

The Deadly Dozen UNABRIDGED

Magazine Article by Patrick B. Niland on February 01, 2010

their mortgages and how to avoid them. ... for their building. So, they proceed to call bankers and mortgage brokers in hopes of uncovering a secret stash ... Mortgages Refinancing Loans ... Missteps to avoid in refinancing the mortgage. ... Ask the Mortgage Broker

Six Steps to Refinancing UNABRIDGED

Magazine Article by Patrick B. Niland on December 01, 2013

Refinancing your mortgage is not an easy task. These six steps will guide you through ... might want to consider the services of a reputable mortgage broker to help you find the right lender ... Refinancing Mortgages ... Six steps to refinancing your building’s mortgage. ... Ask the Mortgage Broker

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Learn all the basics of NYC co-op and condo management, with straight talk from heavy hitters in the field of co-op or condo apartments

Professionals in some of the key fields of co-op and condo board governance and building management answer common questions in their areas of expertise

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