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We are a small condo with a super and 5 other full-time staff. We want to get health insurance for our super, but can't afford to cover anyone else.
It seems group coverage is out because the NYS minimum group is two people. Sole proprietor seems odd because he'd have to register with the city clerk and that would probably cause more problems.
I assume we'll have to buy an individual private policy and he will have to pay tax on the imputed income.
Any suggestions? Thanks!
we have a 40 unit coop with one f/t super. we're paying $1100 a month towards, union fees, health care, pension fund. the union contract expires in 2011, some board members don't want to renew the contact. they're considering obtaining a less generous health plan
Oxford has a plan called Metro and another called libery metro that I hold for some of my supers in the same position (buildings with 1 employee).
For the single plan it is 388. per month/4,676 per yearl.
copays are higher, but he still has full coverage including prescriptions... it works great for me.
I alsogive the employee the option of buying the difference of a better plan if he wishes.
Best
~AR
I just applied for a building with one full time employee today. Healthy NY (http://www.ins.state.ny.us/website2/hny/english/hny.htm), but I believe they have to make less than $40,000. Rates were very good if you take a look.
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