How do other coops deal with delinquent renters, who are behind in rent. I know these are bad times, but what steps do you take to ensure someone can pay the rent? We do request, a credit report. We CAN NOT rent to someone based on financial ability, so what things do you request to make sure someone can afford to live in your building? Do you have a checklist of things that you use? Is there special language that can be added to a lease to protect the building's investment and allow the lease to be broken and have the renter move out? The rentals in question are owned by our building located in NJ, no sponsor held or sublets being discussed here.