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smoke damage is pricey!Jul 28, 2019

In addition to the relocation issue, I learned, after my neighbor's fire that my replacement coverage didn't apply. My clothes could be cleaned... at a cost 3× the cost of replacing them. Many other items, too. It seems the insurance company doesn't weigh the options to see which is less expensive. As a result, I couldn't afford to have everything in my apartment cleaned (rugs, art, ...). I should've had at least double the personal property coverage.

I do now....

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Fire Insurance - Marty Jul 28, 2019

I'm sorry that you had to go through this terrible ordeal. But, thank you for giving us the benefit of your experience and information. Much appreciated.

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