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LTV: How Lenders Decide What You're Worth

percent to get $1,474,429. Lenders refer to this calculation as "capitalizing the net operating income

Point-and-Click: Homeowners' Monthly Payments Go High-Tech

, there is more working capital to pay vendors in a timely manner," he says. AKAM, which is rolling out point

Identifying Cash Assets: A Tale of Three Co-ops

capital projects. Here, the board acquired the asset, which was depressing shareholder values : Since

Refinancing in Tough Economic Times, Part 1, p.2

(now Capital One), which was placed in short-term CDs. Greenbaum says the successful conclusion

Board Leadership Portraits, Part 1, p.2

financial statement was appalled. "The co-op was in debt over $500,000 that year with no capital

Challenging Your Tax Assessment: Tactics from a Tax Attorney, Part 2

. Using this model, net operating income can then be capitalized using a capitalization rate appropriate

Lenders & Brokers Tell All: How to Get a Great Mortgage in Today's Economy

they want a short- or a long-term mortgage? Which capital improvements get top priority? How

Lenders & Brokers on Mortgages, p.2

lawsuits, liens on the property or looming capital improvements. In the Field Semet is not a banker

The Dire Effect of Board Disharmony: Learning from Morningside Gardens

for capital improvements without requiring maintenance increases or assessments, and without robbing the co

A Loan Again, Naturally: Three Boards Score in Non-Mortgage Situations

Patchogue Homes Condo 1, The Howard Cooperative, Flower View Garden Apartments

five years ago. LENDER AND/OR LOAN BROKER Capital One. Both condo loans were negotiated

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Board Talk

Engage, enrage, ask questions and give answers with your community of board members. Submit your questions and comments here!

Sprinkle system for insurance?

Pooh Dec 23, 2024

Super starting his own business outside of the co-op

Bob B JR Dec 20, 2024

radiator air valves

Pre-war cooperative NYC Dec 19, 2024

Habitat Week by Week

Co-op and condo board business broken down into bite-sized bits - 2 stories each week. Read now on all digital devices.

Ask the Experts

learn more

Learn all the basics of NYC co-op and condo management, with straight talk from heavy hitters in the field of co-op or condo apartments

Professionals in some of the key fields of co-op and condo board governance and building management answer common questions in their areas of expertise

Source Guide

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