Certainly it's not easy. But co-ops do, in fact, lose discrimination lawsuits in State Court. The attorney general prosecutes such cases; anyone who believes she has been the victim of discrimination needs to contact Cuomo's office, where the staff will walk her through the process of filing a complaint. She will not need an attorney or to spend her own money.

Current laws aside, do you think that it's going to be easier to sue if a board puts in writing that a buyer's finances aren't up to par?

Even if that's the case, a lawyer will still have to convince a judge/jury that discrimination took place INDEPENDENT OF the financial issue.

Anyone expecting a co-op board to write, "We denied your application because you use a wheelchair" or "we don't like teenagers" is going to be disappointed. Even if boards do discriminate -- I agree that we're not in an ideal world -- they will come up with a thoroughly legal reason to turn the buyer(s) down.