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The Second Time Around UNABRIDGED

Magazine Article by Jennifer V. Hughes on February 01, 2012

-based mortgage broker. Say an apartment was purchased for $500,000 and the borrower financed 80 percent of that ... Refinancing Mortgages Behavior-Shareholder & Board

A Five-Point Plan UNABRIDGED

Magazine Article by Tom Soter on February 01, 2012

’s the myth about co-ops OK’ing applicants if the bank gave them a mortgage because, well, the bank gave them
assumed that a bank's approval was sufficient guarantee and they generally asked for more: more cash down ... applicants sweat. And then there's the myth about co-ops OK'ing applicants if the bank gave them a mortgage
-depth information. 5 References Broker Siim Hanja, senior vice president/director at Brown Harris Stevens, notes
am sure that when people call up when trying to sell they ask what the ratio of owner/occupied is
consulted a reputable mortgage broker for information about the current state of the underlying mortgage ... A reader asks: For about a year, our co-op board has discussed refinancing our underlying mortgage ... Lower Interest Rates - Refinance Mortgage ... happening? That board gets a wakeup call from Patrick Niland in his long-running column, "Ask the Mortgage ... Should You Wait for Lower Interest Rates to Refinance Your Underlying Mortgage?
be able to read the backup at WebCitation.org.   Co-op / Condo Buying, Selling, Living... "Ask
parties brought people together even more. Because of my CPA background, I was asked to join the board ... Many people spend their weekends working with real estate brokers, scouring the city

Refinancing Woes: Asking the Wrong Question UNABRIDGED

Magazine Article by Patrick Niland on January 01, 2012

Our board has been discussing refinancing our underlying mortgage for about a year. We almost did ... and help in calculating any prepayment penalty? Have you consulted a reputable mortgage broker ... Refinancing Mortgages ... Before making a decision on refinancing, make sure you are asking the right questions. ... Refinancing Woes: Asking the Wrong Question ... Ask the Mortgage Broker

Running Out of Gas – but Not Ideas UNABRIDGED

Magazine Article by Alan Kramer on January 01, 2012

estate brokers, scouring the city for the “right” apartment in the “right” building. I took a different

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Ask the Experts

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Learn all the basics of NYC co-op and condo management, with straight talk from heavy hitters in the field of co-op or condo apartments

Professionals in some of the key fields of co-op and condo board governance and building management answer common questions in their areas of expertise

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