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Bicyclists danger to pedestrians... - Liz R.Insurance Broker Sep 24, 2014

One of my clients wrote an article for Newsday: to quote "Bicyclists get everything for free, but motorists must pay for driver's licenses, auto insurance, vehicle registration, gasoline taxes, parking and bridge and tunnel tolls. Motorists fees paid to pave over those cobblestone streets in Queens.Yet bicyclists are more feared by pedestrians than cars and so on etc. ......Just read a lady was killed by a bike in Central Park. Any thoughts? Would any insurance cover this?

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This is utter nonsense. 400 pedestrians were killed by cars in the past 12 months, 1 pedestrian was killed by a cyclist. Which do you *really* believe pedestrians are afraid of?

Motorists fees go to Albany, not City Hall. Just look at who issues the license and registration.

Cyclists must pay the same gasoline tax as motorists. The only difference is that cyclists don't use gasoline.

Cyclists pay City and State income and in many cases Real Estate taxes, just like motorists. *That* is what funds the DOT to pave and maintain the streets.

Motorists on the other hand create infinitely more wear and tear on our infrastructure than cyclists, and they get to pollute the air as a bonus. Their cars require 20 times more space to park than bicycles. As for insurance, just compare how many millions of dollars in injury and property damage cars are responsible for versus the miniscule amount caused by cyclists. You're an insurance broker. How many claims and for how much have you handled in the past year against cyclists versus the same for motorists?

"Yet bicyclists are more feared by pedestrians than cars..." Quite a sweeping generalization for something that has absolutely no basis in fact. There are thousands of pedestrians who regularly stroll in the middle of the Central Park loop and coexist with hundreds of cyclists. How many pedestrians can you find strolling in the middle of Queens Blvd coexisting with cars?

Thoughts? What does an anti-cyclist rant have to do with good Co-op and Condo governance?

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Statistics aside, I think the fear comes from the fact that while you can see and hear cars coming, and while cars all go the same proscribed direction on streets, bikes often move silently and pedestrians never know from where a bike will come -- behind them, in front of them. Bicyclists ride both in streets (both with and against traffic) and on sidewalks. As well, some bicyclists stop at lights and intersections, and some don't.

It's that complete unpredictability that makes bicycles scarier than cars.

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both comments are on. I am a advid bicyclist, and direct action bcycle advocate.
Last night in central park twice iwas almost hit by the 2% of psychotic idiots. Once on the path next to the drive. On the plus side a bicyclist on the drive was yelling at the bicyclist to get out of the path.
However this has nothing to do with coops

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Spot on. The client "Liz R" refers to is Albert Volpe. Mr Volpe is a well-known anti-bicycle agitator in the Queens CB2. He's written a number of similar screeds to various publications. I suspect it is Mr Volpe hiding behind "Liz R" who uploaded the original post in this thread.

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More likely Liz R insurance Broker just wants to sell insurance.

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Sorry, csuarex, but I simply don't buy that. As I questioned in my original response and reiterated by coopapartm Tumbler, what does an anti-bicycling diatribe have to do with good co-op/condo governance and what kind of insurance relating to cycling could Liz R. be trying to sell to the members of this forum?

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Chill out Steven 424. Peace. I already read your original response and agree. It has no place here. I've seen other so called questions on ths site that were obviously made by people trying to sell something. To answer your question some homeowners insurance does cover a biker's liability, but that is neither her or there, this is a fear mongering question and fear mongers usually are trying to sell you something. Why do you think someone would put an anti-bicycling statement on this website? :)

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Hi csuarez -- I'm chilled. :-) I actually don't think anyone was trying to make a sale here. My perception is that the original post was an attempt by a very hostile person to spread his brand of bias by hiding it behind a "re-post." But you are right. We have parsed and dissected this enough. Over and out.

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Water Meter replacement undersized piping - JG in NYC Sep 23, 2014

We have been notified by the NYC DEP that one of our water meters will be replaced soon. The letter states that the water meters have internal parts that can wear out and may under report water usage. They also reserve the right to back bill us for up to 4 years based on the new readings if there is a change in usage reported with the new meter. (No mention of a credit if it’s less). Our concern is that the last time they changed one of our meters, the piping was under sized – a 2” meter had a pipe which measured only 1.9” OD, which might give us 1.75” of water flow, effectively reducing water pressure in the building. Failure to permit access can result in penalties. Building agent has been unable to get any response from DEP or the contractor regarding the new meter pipe sizing/flow etc. Any ideas?

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Write the Mayor Office - you will get a response, guaranteed.

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Notice of Pesticide Spraying - C290 Sep 17, 2014

HI,
Can you tell me if is the responsibility of the property manager to inform the residents of pesticide spraying that will be taking place in their community?
Notices were posted in the hallway the evening of the spaying. There was no set time when the spraying would begin or end, just to keep windows and air conditioners off that day & night.
When the property manager was questioned why we were not informed earlier his response was he was not notified by the city.
A shareholder saw the notice while shopping and brought it to his attention. He immediately made copies for distribution that evening.
When I said that most of the people I spoke to did not see the notice since it was posted around dinner time, he suggested we contact our councilman for an explanation.
We have an onsite property manager to handle these situations and keep the community informed.
We don’t feel it is the responsibility of the members to contact the councilman for an explanation or express our concerns regarding health related issues.

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I think the property manager should write your city government to complain about the poor communication from them and I do think that residents should complain, individually, to your councilman.

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Handicap Parking - NYC Sep 15, 2014

Are co-op required to provide handicap parking spaces for their members?

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Advice for finding a Super - Bethany Sep 08, 2014

Would love to get your advice (or referral) on best way to find an experienced super, whose duties will overlap with those of a porter. We are a 75-unit, new-construction, non-union condo. We have a staff of 5 total (1 full-time live-in super, 3 full-time doormen, 1 part-time porter). Many of the super's responsibilities overlap with the duties of the porter, so it's challenging to sell this position as a true super, as many candidates we've seen are more managers of a staff, rather than get-your-hands-dirty, working supers. Also, we have a 1-bedroom apartment to offer the super, so the option to have a family live on the premises is limited. It would be very helpful if you could share any tactics for finding some good candidates.

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Does your management company have anything to do with the search? Often, we will have other Superintendent's that we have on various staffs that can recommend someone who they have worked with / know. Also, you can contact the Superintendent's Technical Association to see if they have any members who would be interested in interviewing. (http://www.superstechnicalassociation.org/)

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Who Can Speak at Co-op meeting - C290 Sep 04, 2014

Does a spouse of who is not listed on the deed of a co-op owner but resides in the co-op,have the right to speak at a meeting.

This is not an official annual or special meeting. More of a Town Hall meeting.


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Typically Notices of Special Meetings and Annual Meetings, etc. are served upon Shareholders of the Cooperative and not the roommates of those Shareholders. If the Board has an open door policy, that is one thing, but if you would like to get technical, those 3rd parties have no relevancy to the Cooperative and do not need to be involved in any discussion / do not need to be permitted in the meetings.

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Thanks

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As Mark stated, the non-shareholder spouse would not have any of the shareholder's rights; speaking, voting, or otherwise.

However.... I can think of a situation where the shareholder gives his/her spouse a proxy, power of attorney, or in some other way vests his/her rights in their spouse.

If you anticipate a problem I would suggest you read though your bylaws and consult your board's attorney for what can and cannot be done to maintain control over this situation.

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Getting a condo to recognize the importance of governance - Elisa Sep 01, 2014

As a new condo owner, but someone w/ co-op board experience, I'm concerned that the board in my small building does not seem to follow basic policy such as creating written summaries of annual meetings. While well-versed in some areas such as recycling, the board seems unaware of other basics like guarding against trip and fall suits. I'm also worried that we won't know when it is time for capital work since we don't have formal inspections by an engineer. (As a less than 6-story building Local Law 11 does not apply to us.) And, the low-cost mgt company appears to provide only minimal guidance. Aside from running for the board myself, how might I motivate board members to follow basic procedure? I.e., is there a 'horror' story I can relay about disastrous consequences to owners' financial health? Any advice, or links to relevant articles, would be welcome. Thanks.

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Elisa, in my experience with a lot of the smaller buildings that utilize those smaller (and cheaper) management companies, a lot of the laws, filings and requirements that are changing yearly are often overlooked and the lack of adherence to these will cost the building a significant amount of money and heartache in the future if left unchecked.

As you noted with the Local Law inspections (Every five years for buildings that are over 6 stories) you should have a management company or a consultant to oversee and ensure that the Board is made aware of everything that needs to be completed.

With regards to minutes and other administrative tasks, the Bylaws should be a good starting point; to ensure that the Board is adhering to the guidelines that were set forth when the Condo was established.

If you'd want to talk more about it, privately, you can always reach out (without charge, of course).

Mark Levine - mblevine@ebmg.com

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Condo Renting versus ownership - Liz R.Insurance Broker Aug 18, 2014

We are a condo of 67 units. Lately buyers seem to be investors and renting out the unit. We have nothing that addresses this situation in our bylaws. We now have 10 of the units rented with no restrictions on time of lease etc. I understand that if 30% of units are rented some banks will not approve a mortgage. I do see other pitfalls and the board is discussing solutions. First we are trying to get an 80% majority vote changed to 66-2/3rds in our bylaws. The more rentals with absentee occupancy the more problems we seem to have. What are your thoughts and has anyone confronted this same problem? This will be a hard sell.

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Banks tend to not want to lend towards buildings that are greater than 15% of investor-owned or subleased. This is because they fear that if the tenants don't pay their rent then the unit owner(s) may have an issue paying the common charges as they were relying on that income to pay for their monthly fees.

The sooner you can get your bylaws amended by the 80% that is called for in the document to reflect the change in the sublet policy, the better off you will be. If you wait too long and greater than 20% of your units are rented out, it is more likely that you would never be able to capture the 80% approval vote as you need.

If you'd also like to make it less onerous on the owners, you can institute a sublet cap in years (no more than 3 out of every 5 years) or 3 years total, etc. You can also make it a soft-income revenue builder by charging a sublet fee to all unit owners who do choose to rent.

If your Offering Plan holds a provision for a Right of First Refusal for sales and sublets prior to their implementation, that is one tool that you have to manage the sublets as well.

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You can also institute a bylaws change of policy that no rentals or subletting are allowed during the first 3 years (or 5 years) of ownership to make it financially undesirable to purchase for investment vs. domicile/residential ownership

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All these are good suggestions, but they seem to be more "co-op" based than condo based. People buying into condos often assume that there are far fewer rules than in a co-op, and that they can rent out their unit for as many years as they want. There is also no "proprietary lease" in condos. How exactly can condos create, implement and enforce these rules on limitations on owner rental? In what document would such rules reside? Also, how enforceable are they? In a co-op, boards can always threaten to revoke the proprietary lease if its strictures are violated; what power do condos have in similar situations?

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Hi Elisa

As a condo you do have and must abide by the 1.Rules and Regulations
2.Condo Declaration
3.ByLaws

Would need to review and see the language contained with regard to leasing of ones unit.
By Laws can be ammended usually with a 2/3 or 3/4 vote.
The penalties for not complying with bylaws or any of condo regulations can be also spelled out to the degree on severity desired.
Again a clear and concise discussion and presentation of all the negative ramfications should get enough support to pass.

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My Condo in its 1979 offering plan clearly states that owners can sell or rent their unit to whoever they want. The condo does not require right of first refusal.

We don't approve tenants, or owners. Honestly between folks using it as weekend places, pied a tiers, primary homes, second homes, units in LLCs, and renting it out. And some rent it year round vs seasonal leases. We have snow birds who go to Florida and rent for winter. Leases of one month or greater is legal.

I dont know how we would even attempt to regulate this. Also in a 36 old condo with a few original owners hard to imaging enforcing the rules. Sounds good on paper, but 36 years in it is hard.

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Besides the issue of renters not paying their rent on time I am seeing an issue with renters having a total disregard for house rules and recycling policies. This puts a burden on the Super, the Property Manager, and the Board.

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Besides the issue of renters not paying their rent on time I am seeing an issue with renters having a total disregard for house rules and recycling policies. This puts a burden on the Super, the Property Manager, and the Board.

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> Join the conversation Comments (1)

Although this is a bit off-topic, when the percentage of unpaid rents and occupancy charges is climbing while rules are being ignored the board should be examining its management style and policies. Substantial overdue rent coupled with widespread rule violations are often suggestive of a breakdown in one or more basic elements of operational management.

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I think it may be very good that shareholders, board members, managing agents, and attorneys chime in on this serious topic. The attorney general should keep their ears and eyes open and glued to these conversations as well. Let's keep them coming, because they will come in very very handy. If you can make a list of how you feel that your investment, your home, your co op has been harmed because the sponsor(s) refuse to sell, it would be very helpful.

Rhona

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While there are a handfull of options for finance for residents in high investor concentration projects... for several reasons most lenders will not approve.

The associated industry term is "unwarrantable" for a building that doesnt meet standards which today are industry wide.

There are quite a few ramifications, including direct impact to value and marketability. Some of the other concerns are not as obvious but just as important to present to the ownership. Definately seek the advice of a source familair with the intricacies associated with your building and the mortgage landscape today on a plan and ongoing review of compliance.

Many buildings have implemented strict requirements and tighter guidelines for investor owned vs owner occupied units. This scrutiny also applies to those who may now decide they want to rent their unit.

Most mortgagee and lender documents include verbiage requiring owner occupancy and in the event of a change they must be notified and the request to rent can be denied.

Making changes that bring and maintain a project to the standards and requirements of the mortgage environment we face today is a non negotiable and long overdue for those yet to make them.

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Front door keys - when to change in a coop - FrankieD Aug 08, 2014

Coop has had the same front door key for over 10 years. What is your recommendation for changing the front door key? Do you recommend a swipe card?

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Fancy locks, keys, key fobs, card swipes can be expensive but almost useless security. How often have you or someone else held the door for someone going in or out? Unless you're in a small building and you all know all the residents, it probably happens several times a day. Not to mention delivery people buzzed in or walking out allowing someone else to enter.

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At least with fobs and swipes you can control the number of people that have keys, which can be duplicated and given to anyone. JG is right, no matter how many times we send out memos asking people not to let strangers in, they still do. We also had a incident where a UPS guy let in someone. We saw it on our camera system. How about a virtual doorman system, has anyone had experience with those?

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I know a Coop that changes their front door keys every 2 years. This is done at their annual meeting which guarantees 100% attendance. The annual meeting is held in the lobby and as you sign in you return your keys and are handed a new key for each key you have. The current cylinder and keys are used again the next time keys are changed. They have about 3 set of cylinders with non duplication keys. No expense, security is in check and a quorum at the annual meeting. How unique is that.

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Bright Power - Steve-Inwood Aug 07, 2014

Hi,

Has anyone heard of a company called Bright Power? One of our Board Members has been in contact with them regarding Solar Electric. They seem a little too eager (initially reminds me of a pre-crisis mortgage lender a little). Has anyone dealt with them before and if so, how were they?

Thanks,

Steve

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They had contacted our building last year. Everything sounded good - no cost installation and maintenance of panels, they would charge us a fixed flat rate guaranteed to be less or equal to Con Ed rates, and they would profit from excess power being sold back to Con Ed. After they did a site visit, we never heard back from them. Emails, phone calls, no response. No explanation.

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I remember seeing a year or two ago an interactive online map based on a survey done by a City department which showed how much sunlight every roof in NYC received and estimating how much electricity solar panels could generate. You might try to find it and use it as a starting point if you're considering installing solar panels.

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